Get a Loan Against Deposit (LAD) from Vindhya Gramin Sangam Vikas Nidhi Limited for your cash requirements without having to liquidate your deposits.

In case of an emergency, instead of breaking your deposit, you can take a loan against it instead. The rate of interest on your Loan Against Deposit is linked to your existing Fixed Deposit/Recurring Deposit/Daily Deposit with us.

The interest rate is fixed and remains the same throughout the loan tenure. We offer loans at attractive interest rates with higher loan eligibility and lower EMI.